Privacy Policy

All Visitors ("Visitors") who visit this website ('Site') and provide information to iDELPHIS online through this Site are covered under this Policy.

• By visiting/using the site and/or registering yourself at the site, you authorize iDELPHIS/its subsidiary/parent company/ group companies/associates/affiliates/partnered banks/associate partners/service providers to contact you via email or telecommunication means and offer you their services for the product you have opted for and also to impart product knowledge, inform about promotional offers & offers of the affiliates and associated third parties available from time to time and running on the site, irrespective of the fact that you have registered yourself under DND or DNC or NCPR service. You also authorize iDELPHIS to make your details available to its parent/subsidiary company/group companies/associates/partnered banks/affiliates/associate partners/service providers for the above mentioned purposes.

• You hereby authorize and expressly give your consent to us to share your demographic and Personal Information with third parties including, but not limited to, Credit Information Companies to do an aggregate check of your credit profile and for iDELPHIS to send you targeted communications and offers by agreeing to the Terms of Use while accessing the Site. You hereby also give your consent to iDELPHIS to procure credit information and indicative scores from the Credit Information Companies on your behalf.

Coverage Under this Policy/Protection to:

• Information collected shall only be used to provide the Visitor with the best possible services.

• Information shall not be shared with any external organisation unless the same is necessary to enable IDELPHIS to provide you services or to enable the compilation of a transaction or the same is necessary or required pursuant to applicable norms or pursuant to the terms and conditions applicable to such Information as agreed to with iDELPHIS.

• iDELPHIS has a business relationship with these affiliates/partnered banks/associate partners/service providers and you may not opt-out of sharing your information with these partners if you have applied via a co-branded URL or directly through the Site as the case may be. However, if you desire iDELPHIS to limit such sharing whereby you would not like to be informed of offers available, you may contact us at

• From the online forms you fill out, we will also collect details of your name, including first name, E-mail address, contact details, any other information disclosed by you. This information will be used for getting in touch with you and providing services that you request, to obtain your feedback on products and to send you promotional material from advertisers and sponsors. We will also store the history of your transactions for our record purposes. For the purpose of providing you information on services requested by you, we may share your E-mail Id, demographic profile and your interests with other service providers, unless you specifically require us not to do so.

• iDELPHIS will use the Information to improve the Visitor experience.

• The Site uses cookies. Cookies are small data files that a website stores on your computer. We use persistent cookies which are permanently placed on your computer to store non-personal (Browser, ISP, OS, Clickstream information etc.) and profiling information (age, gender, income etc.). While cookies have unique identification no, personal information (name, a/c no, contact no etc.) SHALL NOT be stored on the cookies. We will use the information stored in the cookies to improve Visitor experience through throwing up relevant content where possible. We will also use the cookies to store Visitor preferences to ease Visitor navigation on the site.

• We may in the future implement encryption of the cookies.

• Data is stored in encrypted format while in transit and while at rest.

• Access to the data is available only via multi-level authorisation and on need-to-know basis.

• We maintain an audit trail of customers’ point of origin, device IP and location.

• We may use third-party advertising companies to serve ads on our Site and other websites. In the course of serving advertisements, these companies may place or recognize a unique 'cookie' on your hard drive, and may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to measure advertising effectiveness and to provide advertisements about goods and services of interest to you.

• You have the ability to correct or change certain information in our records, such as your address and contact information. If you need assistance or have questions about correcting information, you can contact us via e-mail at

• The information we receive from or about you is stored on systems designed to prevent the loss, misuse, unauthorized access, disclosure, alteration or destruction of that information. We may encrypt your transmission of sensitive information to us (e.g. your name, address, contact details, etc.) in the interest of heightened privacy protection and information integrity.

• iDELPHIS also may disclose information about you as permitted or required by law.

• Any changes to this Privacy Policy will be posted on the Site. You are responsible for periodically checking our Site for changes to this Privacy Policy. You may opt-out of any posted change to our collection, use or disclosure of your personal information by sending an e-mail to

• At iDELPHIS, we value your relationship and will, at all times, strive to ensure your privacy.

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